If your virtual card is declined, confirm that:
- You're using the card at a terminal tied to a registered MID (not online or at another merchant).
- The card isn't locked.
- The purchase amount doesn't exceed the card's available balance.
If the issue continues, use Report a problem or Submit a request.
The Sezzle Virtual Card is a single-use Visa Purchasing card usable only at your registered in-store POS terminals (the Merchant ID(s) on file with Sezzle); it cannot be used online or at other merchants. Bonus rate, holding periods, and availability are displayed in your Merchant dashboard and are subject to change. Switching plans affects future settlements only. See the Merchant Agreement for full terms.
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