Payment plans are now being offered to shoppers that span longer than the usual six-week period for higher-priced items with no hard credit checks required. Long-term financing is available for U.S. Sezzle merchants only. There are a number of merchant requirements set by our system for approval and we do not have a way to guarantee it will be available for a specific merchant.
If the order qualifies for long-term financing, the shopper will be prompted at checkout to get prequalified or check their eligibility with one of Sezzle’s long-term financing options or partners (Bread Financial™, Oportun, etc.). Not all shoppers may receive long-term financing credit limits. There are no hard credit check for shoppers.
What financing options are available for shoppers?
For purchases between $150 and $15,000, we offer a 3-month plan at 0% APR for well qualified buyers, along with plans between 3-48 months at 5.99% - 34.99% APR.
How do shoppers manage their loan?
Shoppers will manage their loan through the lender’s customer portal. There is a link to the lender’s portal in their order details in their Sezzle Customer Dashboard.
Links to Shopper FAQs for your reference: